Investment & Asset Management
- Goal setting and Required Rate of Return
- Asset allocation based on personal goals and objectives
- Ensuring investment selection is inline with goals & risk tolerance
- Tax efficiency of Investments
- Fee Analysis
- Continuous Monitoring and goal checks
- Options Strategies
Retirement Planning
- Retirement Income Projection and Analysis
- Pension Analysis
- Goal Setting
- CPP and OAS Analysis
- Tax Efficiency
Tax Minimization Strategies
- Tax efficiency of investments
- Tax deferral
- Income Splitting
- TFSAs
- Passing assets through your estate
- Intergenerational transfer
**Tax minimization strategies abide by rules set forth by the CRA and may require us to work along side a Chartered Accountant.
Estate Planning
- Legacy Planning
- Inheritance
- Intergenerational transfers
- Estate Bond
- Gifting to children
- Trusts
- Charitable donations
**Some Estate Planning strategies may require the involvement of a legal professional.
Risk Management & Needs Coverage
- Income protection
- Asset protection
- Family protection
- Estate protection
Other
- Capital Needs and Cash Flow Analysis
- Education Planning
- Short term goal planning
- Debt Management